ORGANIZED PRIVATE SECTOR HEALTH INSURANCE (OPS)
The OPS takes care of all other organizations not working for government. Organizations that have structured system with a minimum of ten (10) employees. Employers of labour in the private sector can avail themselves of this opportunity to have a healthy and productive workforce.
FORMAL SECTOR (PUBLIC) SOCIAL HEALTH INSURANCE PROGRAMME (FS-SHIP)
The formal sector social health insurance programme (FS-SHIP) is a programme designed for those in the public service. It involves those working for the Federal, State and Local governments; the three tiers of government in Nigeria. In the case of the federal government, the federal government is the employer, while the executive governor is the employer for the state government. The employer accepts the scheme and chooses an accredited HMO with NHIS to provide health care for her employees.
EDUCATIONAL INSTITUTIONS HEALTH INSURANCE PROGRAMME (EIHIP)
The EIHIP of Wise Health caters for all staff and students in educational institutions such as Tertiary institutions, Secondary schools, Primary and Nursery schools. For students in tertiary institutions (TISHIP), we take care of their health care, so that teachers can concentrate on their core role of teaching.
FAITH BASED ORGANIZATIONS HEALTH INSURANCE PROGRAMME (FB-HIP)The faith based
initiative of Wise health caters for faith institutions (Churches, Mosques) and their affiliates (foundations, orphanages, widows, etc)
SELF EMPLOYED HEALTH INSURANCE PROGRAMME (SEHIP)
Those individuals who are not in a structured salary system can also enjoy health insurance. Wise health has designed this scheme for traders, artisans, and the like.
SENIORS HEALTH INSURANCE PROGRAMME – RETIREES (SHIP)
Our senior citizens who have served this country in various capacities and are not in active service can benefit from this programme. Wise health in recognition of their selfless service have developed a relatively cheaper package for them, notwithstanding the high health risk of this group of persons.
COMMUNITY BASED/DIASPORA HEALTH INSURANCE PROGRAMME (CB/DHIP)
The rural dwellers can benefit from this scheme. This package takes care of communities to provide access to health care at the rural setting, working together with primary health centres.The Diaspora programme is tied to community health insurance. It provides an opportunity for those in the Diaspora to pay for their relatives or the vulnerable in their communities, those who probable can’t afford the minimal premium. It also put the HMO in a position to take care of your sick relatives at home with a minimal contribution.
WISE HEALTH SAFETY SCHEME (WHSS)
Individuals at risk of various forms of accidents especially transporting from one place to another can benefit from wise health safety scheme
WISE HEALTH CUSTOMIZED
Wise health services limited being a dynamic organization also has customized programmes that suit the specific needs of individuals and various groups.